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This research was presented at Data and Drafts in partnership with WFYI and Indianapolis Public Library. Download the presentation slides.
View this article’s interactive maps as standalone web-apps:
Fluctuating Policies
Until two major federal interventions during the COVID-19 pandemic in 2020, there existed no national program to provide rental assistance or protections to vulnerable households facing eviction. Since the failures of large federal public housing developments in the 1950s and 1960s, the federal government has steadily reduced its investment in nationalized housing programs. Those that have persisted focus on providing incentives and subsidies to developers to encourage affordable housing construction, or providing vouchers to low-income tenants to find their own housing. Until 2020, no program had focused on providing an eviction safety net. The March 2020 CARES Act’s federal eviction moratorium and the National Eviction Moratorium issued by the CDC in September 2020 protected tenants initially in federally subsidized housing, and then nearly all tenants facing a substantial loss of means. These laws, coupled with state-issued moratoria, reduced eviction filings by an estimated 1.5 million nationwide (reference) until they fully expired in October 2021. During this period, renters facing eviction found relief but also accumulated large rent bills, which were in part relieved by the federal stimulus funds, Child Tax Credit and Emergency Rental Assistance Program (ERA). The latter program allocated nearly $47 billion to provide direct support to low-income households making rent payments. In Indiana, these programs have had a substantial impact. Some 60,000 residents of Indianapolis have benefitted from rental assistance managed through IndyRent.com. But with federal funds nearly depleted, as of July 29, 2022 both the statewide and Indianapolis programs have been paused and are no longer accepting new cases. (In Indianapolis, renters with active eviction cases are still being processed.) Rental assistance is drying up just at the moment when inflation is at a 40 year high, gas prices are spiking, and rental prices are up 70% in Indianapolis since 2020. It would not be surprising to look back on this moment one year from now and mark it as the beginning of one of the worst periods of eviction on record.Eviction Trends
There were 11,520 eviction filings in the first six months of 2022. This is a six-month eviction filing rate of 6.7 percent. This means there are 6.7 filings for every 100 rental households. Eviction filings are moderately correlated with income levels in a neighborhood, yet evictions are common in many wealthy areas and even some expensive apartment complexes. The problem of evictions is not limited to low-income neighborhoods. In Center Township, where poverty rates are highest, the six-month eviction rate is 6.0 percent. But Washington Township, the wealthiest township, had a six-month eviction rate of 6.2 percent. Wayne and Warren Townships had the highest six-month eviction rates, at 8.0 and 7.6 percent respectively. The largest clusters of evictions are located in large apartment complexes in older suburban areas. These tend to be located near interstate highways.Notes about this data
Our data covers eviction filings with hearings held between January and June 2022. Some of these were actually filed earlier than this period. An eviction filing could have multiple hearings or multiple court records. We deduplicated the data to only count unique eviction filings.
Eviction filings rates derived from this data cannot be directly compared to annual eviction filing rates published elsewhere because our data represent only six months.
This map shows the location of eviction filings color-coded by owner.
Zoom to too individual evictions. Select an owner name in the legend to filter by owner.
How have evictions changed over time?
Within this six month period, eviction hearings were highest in January and February. Hearings tended to be highest early in the month. There was a decline in hearings during April, which is typical as renters often have tax refunds to help catch up on rent bills.Eviction hearings week-by-week
Number of eviction filings by the week in hearing was held
One tenth of people with eviction filings had at least two filings in six months
Eviction filings with hearings between January and June 2022
Serial evictions are more common among the top 50 evictors
Eviction filings with hearings between January and June 2022
Movement between multiple large multifamily complexes
Renters that are evicted from one large apartment complex often move to another complex in another part of the city entirely before being evicted again.
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Movement between multiple single family homes or duplexes
Multiple evictions among renters of single family homes and duplexes are clustered in the south central part of the city.
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Movement between single family homes and duplexes and large multifamily complexes
Renters evicted from single family homes in the central part of the city are often then later evicted from a large complex on the periphery.
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Movement between large multifamily complexes and single family homes and duplexes
Some renters are evicted from large multifamily complexes on the periphery are then subsequently from more centrally located single family and duplexes.
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Small number of owners account for a majority of evictions
There are over 2,000 property owners who have filed an eviction in the first half of 2022, but the 50 top evictors are responsible for 55 percent of evictions (6,338 eviction filings). These 50 entities own property under 336 different LLCs. By tracing property ownership, business registrations, and the addresses of companies’ agents and manager, we were able to determine the actual owner for 94 percent of records from frequent evictors (those with 10 or more filings in 2022). These large evictors fall into three typologies.- Multifamily investors are responsible for most evictions. These are typically private equity firms or real estate investment trusts that focus on buying older apartment complexes.
- Rental home aggregators buy thousands of single-family homes across the country. Six large aggregators with a presence in Indianapolis account for 13 percent of single-family evictions.
- Corporate owners of mobile home communities are also frequent evictors. 364 evictions were filed against mobile home residents. Nearly 80 percent were from five corporations.
The top 50 evictors drive weekly eviction trends
Eviction filings by week of hearing date and type of owner
Most evictions are filed against residents of large apartment buildings or complexes
Owners of large multifamily developments are responsible for most of Indianapolis’ evictions so far in 2022. Most renters in Indianapolis live in a rental home or small apartment building, but most evictions are filed against residents of large complexes. Forty-one percent of Indianapolis renter households live in either a single-family home or a duplex. Another 43 percent live in apartment buildings with between three and 19 units. Only 14 percent live in large apartment buildings with 20 or more units. Despite this, 65 percent of evictions filings occurred in large complexes. Out of 11,519 eviction filings, 7,494 were large complexes. Purchasing a large apartment complex requires a lot of capital, and the owners of these developments tend to be corporations or large private investment groups. For example, 58 percent of evictions in large complexes come from only 25 firms.Eviction filings at large multifamily properties
Large multifamily properties are those with 20 or more apartments
How do we determine ownership?
We initially identify property owners of record by geocoding eviction claims and joining them to parcel property records. We then examine owners that possibly appear under different names or spellings, manually standardizing records that are presumed to be the same owner (e.g. EDWARD ROSE OF INDIANA = EDWARD ROSE OF INDIANA LP). About 15% of all records are corrected in this manner. Once these names have been standardized, we then do a detailed investigation tracing the property ownership, business listings, addresses of the companies’ agents, managers, and holding companies to determine corporate ownership. We were able to determine the actual corporate ownership for 94% of records from frequent evictors (those with 10 or more filings in 2022).
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Owns property under these LLCs
NEW LAKESHORE 1 LLC, NEW LODGE LLC, NEW TRAILS AT LAKESIDE LLC, BH EDGEWATER II LLC, NEW EMERSON I LLC, NEW EMERSON II LLC, ENGLISH VILLAGE LLC, BH SCP ROSEDALE LLC, NEW EAGLE CREEK GARDENS ASSOCIATES, NEW E'LAAN LLC, NEW STONE RIDGE LLC, GC SUNCREST APARTMENTS LLC, NEW MAXWELL LLC, BH MAXWELL LLC, STONYBROOK LLC, NEW REGENCY PARK LP, CENTENNIAL BEECHMILL LLCEvictions from this owner
- 8.1% six-month eviction rate (348 evictions, 4,310 units)
- In six months, evicted at least 365 people, including 97 people multiple times
- Birge and Held owns 20 developments across Indianapolis. English Village is the development with the highest eviction rate, at 28.4%.
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Owns property under these LLCs
AP GEORGETOWN TIC 1 LLC, AP GEORGETOWN TIC 2 LLC, AP GEORGETOWN TIC 3 LLC, AP MERIDIAN HILLS TIC 1 LLC, AP MERIDIAN HILLS TIC 2 LLC, AP MERIDIAN HILLS TIC 3 LLC, AP CREEKSIDE TIC 1 LLC, AP CREEKSIDE TIC 2 LLC, AP CREEKSIDE TIC 3 LLCEvictions from this owner
- 22.2% six-month eviction rate (317 evictions, 1,430 units)
- In six months, evicted at least 336 people, including 17 people multiple times
- Aion Partners owns three developments in Pike Township on the northwest side. The George has an eviction rate of 35.7%, The Meridian North has an eviction rate of 27.6%, and The Meridian South has an eviction rate of 14.4%.
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Owns property under these LLCs
CENTURY MULTIFAMILY PARTNERS LLC, ISLAND CLUB MULTIFAMILY PARTNERS LLC, PARK CENTRAL MULTIFAMILY PARTNERS LLC, SOLANA MULTIFAMILY PARTNERS LLCEvictions from this owner
- 20.2% six-month eviction rate (216 evictions, 1,069 units)
- In six months, evicted at least 259 people, including 46 people multiple times
- Covenant Capital Group owns four developments in Washington Township on the north side and Wayne Township on the west side. Solana at the Crossing has an eviction rate of 6.5%, which is average compared to the city overall. Island Club and The Jameson, which rent for $1,000 to $1,600, have eviction rates over 29%. The Everly at Meridian Hills has an eviction rate of 20.4%. With rents of $1,400 to $2,000, these units are not targeted to low-income households.
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Single-family and duplexes are less consolidated among large owners
The 2,703 evictions against residents of single-family and duplex rental homes come from hundreds of owners. Frequent evictors were responsible for only 23 percent of evictions, and even many of those frequent evictors are individuals or family investment partnerships. Still, there are some corporate players in the rental home market. Of the 22 entities that are frequent single-family evictors, half are national corporations. These 11 corporations are responsible for 18 percent of all single-family evictions in Indianapolis.Eviction filings at single-family and duplex properties
Classified as single-family residential, condos, or apartments with two units
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Owns property under these LLCs
NREA VB II LLC, NREA VB V LLC, TRUE FM2017 1 LLC, VB ONE LLC, VB TWO LLCRecently acquired property still listed under these LLCs
CONREX RESIDENTIAL PROPERTY, CONREX RESIDENTIAL PROPERTY GROUP, CONREX RESIDENTIAL PROPERTY GROUP 2013-1, CONREX RESIDENTIAL PROPERTY GROUP 2013-1 LLC, CONREX RESIDENTIAL PROPERTY GROUP 2013-2, CONREX RESIDENTIAL PROPERTY GROUP 2013-3, CONREX RESIDENTIAL PROPERTY GROUP 2013-4, CONREX RESIDENTIAL PROPERTY GROUP 2013-6, CONREX RESIDENTIAL PROPERTY GROUP 2013-9, CONREX RESIDENTIAL PROPERTY GROUP 2016-01, CONREX RESIDENTIAL PROPERTY GROUP 2016-03,REX RESIDENTIAL PROPERTY OWNER III LLC, CONREX ML PORTFOLIO 2019-01, CONREX RESIDENTIAL SMA I 2018-01 OPERATING, CONREX RESIDENTIAL PROPERTY GROUP 2016-02, REX RESIDENTIAL PROPERTY OWNER A LLC, CONREX RESIDENTIAL PROPERTY GROUPEvictions from this owner
- 7.9% six-month eviction rate (103 evictions, 1,309 units)
- In six months, evicted at least 114 people, including 7 people multiple times
- Vinebrook Homes owns 1,309 units across the city. About half of these units are in Warren and Lawrence Townships, but they have a presence in all part of Indianapolis. The eviction rate for these properties is only slightly above Indianapolis’ overall average, indicating that Vinebrook is responsible for so many evictions mostly because they are such a large property owner.
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Mobile home parks are also eviction hotspots
Overall, mobile homes had six-month eviction rate of 13 eviction filings per 100 units in the first half of 2022. The eviction rate excluding mobile homes is 6.7 per 100 units. Mobile homes make up only 1.7 percent of rental units, but account for 3.2 percent of evictions. A few key players are responsible for nearly all these evictions. Five companies are responsible for 79 percent of mobile home evictions: Yes! Communities (owned by Stockbridge Capital), Mission Peak Capital, RHP Properties, Cohron's Manufactured Homes, Longacre Mobile Home Community.Eviction filings at mobile home parks
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Owns property under these LLCs
FSI VALLEYBROOK PROPERTY LLC, MC HICKORY KNOLL PROPERTY LLC, MC MARIWOOD PROPERTY LLCEvictions from this owner
- 8.9% six-month eviction rate (125 evictions, 1,398 mobile home sites)
- In six months, evicted at least 146 people, including 27 people multiple times
- Yes! Communities operates three mobile home parks on the south and west side of Indianapolis: Valleybrook, Hickory Knoll, and Mariwood. The largest is Valleybrook, which has 812 sites and 91 eviction filings in the first half of 2022.
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Relationship between Health Code Violations and Evictions
Some apartment complexes are infamous for their poor living conditions, such as Lakeside Pointe or Berkley Commons. Tenant rights advocates warn that without legal protections, tenants can be evicted as retribution for a complaint to the health department. We analyze every housing code violation and health department investigation in the first half of 2022 to see how these factors are related. A few properties are responsible for most complaints. Out of 77,000 rental parcels (including apartments, single-family rental homes, mobile homes, and motels), 2,559 had any housing code violation or health department investigation during between January and June 2022. Most of these properties only received one or two complaints (78 percent). The other 22 percent received three or more complaints in six months. One hundred properties account for one third of all complaints. Evictions are more common among properties with complaints. Among the 74,000 properties with no complaints, 4,039 evictions were filed—that is a rate of five filings for every 100 properties. Among the 2,558 properties with a complaint, 6,315 evictions were filed—247 filings for every 100 properties. Put another way, properties with at least 10 complaints filed in this six-month period represent one thousandth of one percent of rental properties. Yet these 93 locations account for one third of complaints and one fifth of eviction filings.This map shows every health department complaint against a rental property in the first six months of 2022.
Zoom in and click on a red dot to see how many complaints have been filed against that address, how many evictions filed at that address, and who owns the property.
Conclusion
Most of Indianapolis’ eviction filings are from large owners of large multifamily developments. The causes for evictions from these large owners are not always an insurmountable web of socioeconomic and structural inequalities: These evictions are driven by company policy and allowed by state laws. Changing these laws to benefit tenants will not only reduce evictions now, but will also make Indianapolis less attractive for multifamily private equity. This will reduce our eviction problem in the future. Indiana's current policies are nationally known as landlord friendly and actively invite frequent evictors. Increasing the amount of time between a missed payment and an eviction filing will both benefit renters and discourage landlords from using evictions as easy debt collection. Limiting late fees for tenants and increasing eviction filing costs for landlords would shift the economic balance, making eviction a less profitable property management tool. Finally, state laws like the proposed Senate Bill 230 would give tenants more recourse to force landlords to address housing conditions and prevent retaliatory evictions.Which owners receive the most health department complaints?
Complaints (investigations) and housing violations between January and June 2022